Key Things to Know About Florida Personal Injury Law before Filing a Claim

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Getting injured in an accident can change your life in a moment. Whether it's a car crash, a slip and fall, or another kind of injury, knowing how Florida's personal injury laws work can help you take the right steps.

Filing a claim isn't always simple, so it's important to be prepared.

Florida is home to busy cities and roads, including West Palm Beach, a coastal city in South Florida known for its high traffic and tourist activities. These conditions make accidents more common in the area. That’s why it's a good idea to consult a personal injury lawyer in West Palm Beach if you're thinking about filing a claim. They understand the local laws and can guide you through the process.

 

Understanding Florida Personal Injury Law

Florida’s personal injury law helps people who have been hurt because of someone else’s carelessness. These laws allow you to get compensation for things like medical bills, lost income, and emotional suffering.

According to the Florida Department of Highway Safety and Motor Vehicles, there were over 397,000 traffic crashes in Florida in 2022 alone. Many of these accidents resulted in injuries that led to personal injury claims. Knowing how the law works is key to making sure you don’t miss out on the help you deserve.

 

What to Know About Personal Injury Law

 

Statute of Limitations

In Florida, you have a limited time to file a personal injury claim. This time frame is called the statute of limitations. As of 2023, the deadline is four years from the date of the accident. If you don’t file within this time, you may lose your chance to recover damages.

 

Comparative Negligence

Florida uses a system called comparative negligence. This means if you were partly at fault for the accident, your compensation will be reduced based on your percentage of fault. For example, if you are found to be 20% responsible, your total compensation will be reduced by 20%. Also, under Florida’s updated law, if you are found to be more than 50% at fault, you cannot recover any compensation at all.

 

No-Fault Insurance

Florida follows a no-fault system for car accidents. This means your own insurance will pay for your medical bills and lost wages, no matter who caused the crash. This is called Personal Injury Protection (PIP) and covers up to $10,000. However, if your injuries are serious, you may be able to file a lawsuit against the other driver for additional compensation.

 

Contingency Fee Payment

Most personal injury lawyers in Florida work on a contingency fee basis. This means you don’t pay upfront. The lawyer only gets paid if you win your case. Their fee is usually a percentage of the money you recover, often around 33% to 40%. This system allows injury victims to get legal help even if they can’t afford to pay out-of-pocket.

 

Conclusion

Filing a personal injury claim in Florida involves more than just submitting a form. You need to understand deadlines, insurance rules, and how fault is determined. That’s why it’s wise to consult a personal injury lawyer if you’re in that area. They know the local laws and can fight to get you the compensation you deserve.

Knowing your rights and acting quickly can make a big difference in the outcome of your case.

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